The group health plan may provide longer periods of coverage beyond the maximum period required by law. Qualifying events that would remove a partner, spouse or dependent from a healthcare plan makes those beneficiaries eligible for COBRA for up to 36 months. This includes death of the covered employee, divorce, separation or annulment.
Get an affordable insurance quote or call us at and we can help keep you and your family protected. Continuation of health coverage will end or be cut short if any of the following occur: You reach the last day of maximum coverage. Premiums are not paid on a timely basis.
The employer ceases to maintain any group health plan. The employer goes out of business. A beneficiary is entitled to Medicare benefits. What is my employer required to do?
How much will I have to pay for continuation coverage? About us overview. Who we are. Investor information. Health section. Leaving your job? Related content. Read More Read Less.
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The cookies collect this data and are reported anonymously. Duration for Covered Employees Employees are eligible for 18 months of continued coverage under COBRA if the qualifying event stems from reduction of hours or termination of employment for reasons other than gross misconduct.
Duration for Other Qualified Beneficiaries The above durations for employees also apply to other qualified beneficiaries — specifically, spouses and dependent children. Special Considerations. You must give the participant a grace period of at least 30 days to make late payments. The participant gains coverage under another plan.
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